*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,sans-serif;background:#f6f8fb;color:#1c2333;line-height:1.5}
.wrap{max-width:860px;margin:0 auto;padding:0 18px}header{background:#fff;border-bottom:1px solid #e6e9f0}.nav{display:flex;justify-content:space-between;align-items:center;height:62px}
.logo{font-weight:800;font-size:1.2rem;color:#1c2333;text-decoration:none}a{color:#0f7b6c}
.btn{display:inline-block;background:#0f9d84;color:#fff;border:0;border-radius:10px;padding:12px 20px;font-size:1rem;font-weight:600;cursor:pointer;text-decoration:none}.btn.sm{padding:8px 14px;font-size:.9rem}.btn:hover{background:#0c826d}
.hero{text-align:center;padding:48px 0 20px}.hero h1{font-size:clamp(2rem,6vw,3.2rem);margin:0;line-height:1.1}.hero span{color:#0f9d84}.lead{font-size:1.15rem;color:#4a5468;max-width:600px;margin:16px auto}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px;margin:24px 0}
.card{background:#fff;border-radius:16px;padding:22px;box-shadow:0 2px 12px rgba(20,30,60,.06);margin:16px 0}
label{display:block;margin:12px 0;font-weight:600;font-size:.95rem}input,select{display:block;width:100%;padding:11px;border:1px solid #cfd5e1;border-radius:9px;font-size:1rem;margin-top:5px}
.chk{font-weight:400;display:flex;gap:8px;align-items:flex-start}.chk input{width:auto;margin-top:4px}
.small{font-size:.85rem;color:#5b6478}.err{background:#fde8e8;color:#9b1c1c;padding:10px;border-radius:8px}
.savings{background:linear-gradient(135deg,#0f9d84,#13b893);color:#fff;text-align:center}.savings .small{color:#e0fff8}.big{font-size:2.8rem;font-weight:800}
.rec{display:flex;justify-content:space-between;align-items:center;gap:10px;padding:12px 0;border-bottom:1px solid #eef0f5}
.tag{background:#fff3cd;color:#7a5b00;font-size:.75rem;padding:2px 8px;border-radius:6px;font-weight:700}.aff{background:#eef6ff;padding:8px;border-radius:8px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:0 14px}footer{margin-top:40px;padding:20px 0;border-top:1px solid #e6e9f0;color:#5b6478;font-size:.9rem}
.navlink{margin-right:12px;font-weight:600;text-decoration:none}.faq details{border-bottom:1px solid #eef0f5;padding:10px 0}.faq summary{cursor:pointer;font-weight:600}
.guide h2{margin-top:28px}.guide table{border-collapse:collapse;width:100%;font-size:.95rem}.guide td,.guide th{border:1px solid #e6e9f0;padding:8px;text-align:left}
.cta{background:#e9f8f4;text-align:center}.crumbs{font-size:.85rem;color:#5b6478;margin-top:18px}.glist li{margin:10px 0}